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disaster. The policy may also cover your property if it is stolen from your car. Be sure to take inventory of your belongings and choose coverage that matches their value. If you are purchasing a home, homeowners insurance will be required by the mortgage company. Even young, healthy people need health insurance. Under federal law, you can stay on your parent’s health insurance until age 26. If that’s not an option, explore health plans that cover essential services like preventive care, emergency services, and prescriptions. If you obtain a job with benefits, an employer-sponsored health plan is often the most affordable and comprehensive choice. Another option to consider is a Marketplace plan through HealthCare.gov. You may qualify for subsidies to lower your premium. Also, if you’re pursuing further education, universities often offer cost-effective coverage. Always speak to a licensed insurance agent regarding all your insurance options, and compare several companies before purchasing any insurance policy. Higher deductibles can lower your premium but mean more out-of-pocket costs if you file a claim. Starting your insurance journey early helps you build good habits and financial resilience.
Gretchen Reeh-Robinson, Mount Vernon
• May 13, 2025
Insurance tips for high school and college graduates
Sonya Sellmeyer, Consumer Advocacy Officer for the Iowa Insurance Divisions
• May 13, 2025
Dangers of pesticides
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Screen for lung cancer or know risk factors
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Choosey rabbits choose a yard with weeds
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The cost of being polite to Artificial Intelligence
Dan Brawner, Living in Iowa
• April 30, 2025
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